Legal Disclaimer

⚠ Important Notice

The information provided on this website and through our services is for general informational purposes only. Nothing on this website constitutes legal, financial, or tax advice specific to your individual situation. Always consult a qualified tax professional before making decisions based on information found on this website.

1. General Disclaimer

Civic Stone Tax Services LLC ("Civic Stone") makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. In no event will Civic Stone be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from use of this website or our services.

Through this website you may be able to link to other websites which are not under the control of Civic Stone Tax Services LLC. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.

2. Tax Information Disclaimer

The tax information and content provided on this website, including blog posts, articles, FAQs, and service descriptions, is intended to provide general guidance only. Tax laws are complex, subject to change, and vary by jurisdiction. The information on this website:

• May not reflect the most recent tax law changes or IRS guidance
• Is not intended as a substitute for professional tax advice tailored to your specific situation
• Does not create a tax professional-client relationship
• Should not be used as the sole basis for any tax filing or financial decision

While Civic Stone employs qualified tax professionals, the content published on our website is general in nature. Individual tax situations vary significantly, and you should always consult directly with one of our tax professionals regarding your specific circumstances.

3. Apex Tributum AI — Technology Disclaimer

3.1 AI-Generated Content

The Apex Tributum AI platform uses artificial intelligence and machine learning technologies to assist tax professionals with workflow automation, client management, and business operations. AI-generated suggestions, analyses, or recommendations provided through the platform are tools to assist qualified tax professionals — they do not constitute official tax advice or replace professional judgment.

3.2 Feature Availability

Certain features of the Apex Tributum AI platform are subject to regulatory review and approval before they can be made available to users. Feature availability may vary based on jurisdiction, user credentials, and regulatory status. Civic Stone reserves the right to enable, disable, or modify platform features at any time in response to regulatory requirements.

3.3 No Guarantee of Accuracy

While we strive to ensure the accuracy of AI-assisted outputs, artificial intelligence systems are not infallible. Users of the Apex Tributum AI platform are responsible for reviewing and verifying all outputs before use in client communications, tax filings, or other professional applications. Civic Stone is not liable for errors arising from reliance on unverified AI outputs.

4. Professional Services Disclaimer

Engaging Civic Stone Tax Services LLC for tax preparation services creates a professional relationship governed by our Terms of Service and applicable professional standards. Our tax preparers operate in compliance with IRS Circular 230 (Regulations Governing Practice before the Internal Revenue Service).

Tax preparation services provided by Civic Stone are based entirely on information provided by the client. We are not responsible for errors, omissions, or penalties arising from:

• Inaccurate or incomplete information provided by the client
• Failure to disclose relevant financial information
• Changes in tax law after preparation is complete
• IRS audits, inquiries, or assessments unrelated to preparer error
• Client failure to review completed returns before signing

5. Investment & Financial Disclaimer

Nothing on this website or in our services constitutes investment advice, financial planning advice, or recommendations to buy, sell, or hold any securities or investments. Civic Stone Tax Services LLC is a tax preparation firm and does not provide investment advisory services. For investment advice, please consult a registered investment advisor.

6. Third-Party Links and Resources

Our website may contain links to external websites, resources, and third-party services. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s) or the information contained therein. We have no responsibility for the content of linked third-party websites and are not liable for any damage or loss arising from your use of such websites.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CIVIC STONE TAX SERVICES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES ARISING FROM:

• Use of or inability to use our website or services
• Any errors or omissions in content on our website
• Unauthorized access to or alteration of your transmissions or data
• Statements or conduct of any third party on our website
• Tax penalties or interest arising from client-provided information
• Technical failures, interruptions, or security breaches beyond our control

8. IRS Circular 230 Notice

In accordance with IRS Circular 230, any U.S. federal tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.

9. Changes to This Disclaimer

We reserve the right to modify this Disclaimer at any time without prior notice. Changes are effective immediately upon posting to our website. Your continued use of our website or services constitutes your acceptance of any changes.

10. Contact Us

If you have questions about this Disclaimer or our legal policies, please contact us: